Pay-ins and pay-outs that settle instantly, for any platform.

Your users deposit and withdraw in fiat, while your platform only ever holds USDC. No bank account, and no fiat payout rails of your own. Use pay-ins, pay-outs or both.

Taking payments

End users pay in fiat on your platform. You get instant settlement in USDC while the payment acquirer settles the payment.

End user

fiat payment

mavona
USDCinstant
Your platform

Payment acquirer
fiatsettles later
mavona

Step 1 of 3The end user pays in fiat.

Step 2 of 3We pay your platform in USDC straight away.

Step 3 of 3The payment acquirer settles the fiat with us later.

Step 1 of 3
1. End user
2. fiat payment
3. Payment acquirer
The end user pays in fiat.
User bank balance$1,000.00to$900.00
Step 2 of 3
1. mavona
2. USDCinstant
3. Your platform
We pay your platform in USDC straight away.
User platform balance$0.00to$100.00
Step 3 of 3
1. Payment acquirer
2. fiatsettles later
3. mavona
The payment acquirer settles the fiat with us later.

Paying end users

End users withdraw in fiat with instant settlement. Your platform sends us the matching USDC and we pay them out straight away, so there are no fiat payout rails for you to run.

End user
payout request
Your platform
USDCnear-instant
mavona
fiat payoutinstant
End user

Step 1 of 3The end user asks your platform for a payout.

Step 2 of 3Your platform sends us the USDC within seconds.

Step 3 of 3We pay the end user in fiat straight away.

Step 1 of 3
1. End user
2. payout request
3. Your platform
The end user asks your platform for a payout.
User platform balance$1,000.00to$900.00
Step 2 of 3
1. Your platform
2. USDCnear-instant
3. mavona
Your platform sends us the USDC within seconds.
Step 3 of 3
1. mavona
2. fiat payoutinstant
3. End user
We pay the end user in fiat straight away.
User bank balance$0.00to$100.00

mavona is in development.

If your platform takes payments or makes payouts, we'd love to hear from you.

Email us